input: from typing import Dict, Any
  import flask
  from flask import request, jsonify
  
  def calculate_insurance(data: Dict[str, Any]) -> float:
      """ Given a dictionary with user data (age, gender, car_model), calculate the 
      insurance price and return it as a float.
      >>> calculate_insurance({'age': 30, 'gender': 'male', 'car_model': 'Sedan'})
      0.00
      """
      # Placeholder calculation for insurance price
      insurance_price = 0.00
      return insurance_price
output:     age = data.get('age', 0)
      gender = data.get('gender', 'unknown')
      car_model = data.get('car_model', 'unknown')
  
      if age < 25:
          insurance_price += 1000
      elif age < 40:
          insurance_price += 500
      else:
          insurance_price += 300
  
      if gender == 'male':
          insurance_price += 200
      elif gender == 'female':
          insurance_price += 100
  
      if car_model == 'Sedan':
          insurance_price += 150
      elif car_model == 'SUV':
          insurance_price += 250
      elif car_model == 'Sports':
          insurance_price += 500
  
      return round(insurance_price, 2)